Monthly Budget Calculator
Create a complete monthly budget with multiple income sources, irregular expenses, and custom currency. Get real-time insights and personalized recommendations.
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Monthly Expenses
Set your financial targets below. We'll track your progress and provide personalized recommendations.
Experts recommend saving at least 20% of income
Covers essential expenses if you lose income. 3 months is minimum protection.
Total balance across all debts (credit cards, loans, etc.)
What are you saving for? Set a target and track progress.
Frequently Asked Questions
What is the 50/30/20 budget rule?
The 50/30/20 rule suggests allocating 50% of your income to needs (housing, utilities, food), 30% to wants (entertainment, dining out), and 20% to savings and debt repayment.
How much of my income should go to rent?
Financial experts recommend keeping housing costs under 30% of your gross monthly income.
What's a good savings rate?
Aim to save at least 20% of your income. This includes retirement contributions, emergency fund savings, and other savings goals.
How do I budget for irregular expenses?
Divide annual expenses by 12 to get a monthly amount. Set aside this amount each month in a separate account so you're prepared when the bill comes.